Residential Property

Buying or Selling? We Can Help

Residential Conveyancing Work

Whether you are buying, selling, transferring, mortgaging or dealing in any way with a residential property, at Dixon Rigby Keogh we have experienced and dedicated Solicitors who can personally guide you through the complex legal processes involved.

We can offer meetings face to face, as many people prefer, or in the alternative we can just as easily advise you at a distance, either way our aim is always to treat you as an individual, to take into account your instructions and to ease the stress.

Dixon Rigby Keogh provides a cost effective, friendly and professional legal service. We are committed to providing the level of client care you would hope to find as well as a desire to progress your case in a pro active way.

As a firm, we have an impressive reputation gained through years of hard work and dedication. We are delighted that we continue to receive recommendations from existing and previous clients. As you would expect, we have local knowledge and close links with other professionals in the area ­ estate agents, surveyors, insurance brokers/IFA´s ­ should you require such assistance.

All Residential Conveyancing work undertaken by this firm is supervised by Simon Masters.

Conveyancer’s Fees and Disbursements

Our fees cover all the work required to complete the sale of your home.

Purchase Price
Costs
VAT (20%)
Office Copy Entries (min)
CHAPS Fee
Total
Up to £100,000
£600
£120
£6
£36
£762
Up to £120,000
£700
£140
£6
£36
£882
Up to £150,000
£750
£150
£6
£36
£942
Up to £200,000
£800
£160
£6
£36
£1,002
Up to £250,000
£850
£170
£6
£36
£1,062
Up to £300,000
£900
£180
£6
£36
£1,122
Up to £350,000
£950
£190
£6
£36
£1,182
Up to £400,000
£1,000
£200
£6
£36
£1,242
Up to £450,000
£1,050
£210
£6
£36
£1,302
Up to £500,000
£1,100
£220
£6
£36
£1,362

Over £500,000:  For properties over £500,000.00 we will charge on a percentage basis of 0.25% with discretion to increase if a more complex or higher risk matter.

Estimated total on a Freehold sale up to £100,000.00 is £762.00 and up to £500,000.00 is £1,362.00.

We do not pay Referral fees for our work.

We reserve the right to use our discretion to increase the legal fees if more complex or higher risk matter

Increased legal fees include, but are not limited to, obtaining Indemnity Insurance Policies, dealing with Gifted Deposits, drafting Declaration of Trusts, Help to Buy ISA’s, drafting Deeds of Covenants, drafting a Statutory Declaration, Key Undertakings, disclosing issues to Lenders and drafting Forms RX1 and RX3 etc.

How long will my sale take?

How long it will take from you accepting an offer until you move out will depend on a number of factors. The average process takes between eight to twelve weeks. It can be quicker or slower depending on the parties in the chain.

Stages of the process

The precise stages involved in the sale of a residential Freehold property vary according to the circumstances. However, below are some of the key stages you can expect us to guide you through:-

  • Take your instructions and give you initial advice
  • Prepare Contract documents
  • Obtain a redemption figure, if necessary
  • Provide further planning documentation if required
  • Respond to any necessary enquiries of the Buyers Solicitors
  • Give you advice on all documents and information received
  • Send Contract and Transfer Deed to you for signing
  • Agree completion date (date upon which you sell the property)
  • Exchange Contracts and notify you that this has happened.
  • Complete sale
  • Account to you for sale monies

To see the relevant expertise and qualifications of the Fee Earner dealing with your file, please refer to their individual profile page.

Conveyancer’s Fees and Disbursements

Our fees cover all the work required to complete the sale of your home.

Purchase Price
Costs
VAT (20%)
Office Copy Entries (min)
CHAPS Fee
Total
Up to £100,000
£750
£150
£12
£36
£948
Up to £120,000
£850
£170
£12
£36
£1,068
Up to £150,000
£900
£180
£12
£36
£1,128
Up to £200,000
£950
£190
£12
£36
£1,188
Up to £250,000
£1,000
£200
£12
£36
£1,248
Up to £300,000
£1,050
£210
£12
£36
£1,308
Up to £350,000
£1,100
£220
£12
£36
£1,368
Up to £400,000
£1,150
£230
£12
£36
£1,428
Up to £450,000
£1,200
£240
£12
£36
£1,488
Up to £500,000
£1,250
£250
£12
£36
£1,548

Over £500,000:  For properties over £500,000.00 we will charge on a percentage basis of 0.25% with discretion to increase if a more complex or higher risk matter.

The price quoted for the Office Copy Entries is based on a Freehold property. If the property being sold is a Leasehold property then there will be an additional fee of £6.00.

Estimated total on a Leasehold sale up to £100,000.00 is £948.00 and up to £500,000.00 is £1,548.00.

We do not pay Referral fees for our work.

We reserve the right to use our discretion to increase the legal fees if more complex or higher risk matter

Increased legal fees include , but are not limited to, obtaining Indemnity Insurance Policies, dealing with Gifted Deposits, drafting Declaration of Trusts, Help to Buy ISA’s, drafting Deeds of Covenants, drafting a Statutory Declaration, Key Undertakings, disclosing issues to Lenders and drafting Forms RX1 and RX3 etc.

How long will my sale take?

How long it will take from you accepting an offer until you move out will depend on a number of factors. The average process takes between eight to twelve weeks. It can be quicker or slower depending on the parties in the chain.

Stages of the process

The precise stages involved in the sale of a residential Leasehold property vary according to the circumstances. However, below are some of the key stages you can expect us to guide you through:-

  • Take your instructions and give you initial advice
  • Prepare Contract documents
  • Obtain a redemption figure, if necessary
  • Provide further planning documentation if required
  • Respond to any necessary enquiries of the Buyers Solicitors
  • Give you advice on all documents and information received
  • Send Contract and Transfer Deed to you for signing
  • Agree completion date (date upon which you sell the property)
  • Exchange Contracts and notify you that this has happened.
  • Complete sale
  • Account to you for sale monies

To see the relevant expertise and qualifications of the Fee Earner dealing with your file, please refer to their individual profile page.

Conveyancer’s Fees and Disbursements

Our fees cover all of the work required to complete the purchase of your new home.

This includes dealing with registration at the Land Registry and the payment of Stamp Duty Land Tax (Stamp Duty), if the property is in England, or Land Transaction Tax (Land Tax), if the property you wish to buy is in Wales.

Purchase Price
Costs
VAT (20%)
Search Fees
Final Searches
L R Fee
CHAPS Fee
Total
Up to £100,000
£600
£120
£300
£12
£95
£36
£1,163
Up to £120,000
£700
£140
£300
£12
£230
£36
£1,418
Up to £150,000
£750
£150
£300
£12
£230
£36
£1,478
Up to £200,000
£800
£160
£300
£12
£230
£36
£1,538
Up to £250,000
£850
£170
£300
£12
£330
£36
£1,698
Up to £300,000
£900
£180
£300
£12
£330
£36
£1,758
Up to £350,000
£950
£190
£300
£12
£330
£36
£1,818
Up to £400,000
£1,000
£200
£300
£12
£330
£36
£1,878
Up to £450,000
£1,050
£210
£300
£12
£330
£36
£1,938
Up to £500,000
£1,100
£220
£300
£12
£330
£36
£1,998

Over £500,000:  For properties over £500,000.00 we will charge on a percentage basis of 0.25% with discretion to increase if a more complex or higher risk matter.

Estimated total on a Freehold purchase up to £100,000.00 is £1,163.00 and up to £500,000.00 is £1998.00.

Disbursements are costs relating to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. Payments such as Search Fees, Final Searches and CHAPS Fee are inclusive of VAT.

Search Fees include Environmental, Water & Drainage, Coal/Brine and Local Authority Searches on the property. Final Searches include Priority Searches at the Land Registry (OS1 and OS2) and Bankruptcy Searches on each Client. For additional costs, optional searches include further Environmental, further Brine, further Water & Drainage and any other Local Authority Departments, e.g. specific planning enquiries.

There may also be an additional charge of £18.00 inclusive of VAT payable to Legal Marketing Services (LMS) for handling mortgage offers on-line.

For New Build Properties and those utilising the Help to Buy Products there is a discretion to increase the fixed fee.

We do not pay Referral fees for our work.

We reserve the right to use our discretion to increase the legal fees if more complex or higher risk matter

Increased legal fees include , but are not limited to, obtaining Indemnity Insurance Policies, dealing with Gifted Deposits, drafting Declaration of Trusts, Help to Buy ISA’s, drafting Deeds of Covenants, drafting a Statutory Declaration, Key Undertakings, disclosing issues to Lenders and drafting Forms RX1 and RX3 etc.

Stamp Duty or Land Tax (on purchase)

This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC’s website. https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/#/intro.  Or if the property is located in Wales by using the Welsh Revenue Authority’s website.  https://beta.gov.wales/land-transaction-tax-calculator.

How long will my house purchase take?

How long it will take from your offer being accepted until you can move in to your house will depend on a number of factors. The average process takes between eight to twelve weeks.

It can be quicker or slower, depending on the parties in the chain. For example, if you are a first-time buyer, purchasing a new build property with a mortgage in principle, it could take twelve weeks.

Stages of the process

The precise stages involved in the purchase of a residential Freehold property vary according to the circumstances. However, below are some of the key stages you can expect us to guide you through: –

  • Take your instructions and give you initial advice
  • Check finances are in place to fund purchase and contact Lender if needed
  • Receive and advise on Contract documents
  • Carry out Searches
  • Obtain further planning documentation if required
  • Make any necessary enquiries of Seller’s solicitor
  • Give you advice on all documents and information received
  • Go through conditions of mortgage offer with you
  • Arrange an appointment to see you to sign the Purchase documentation
  • Agree completion date (date from which you own the property)
  • Exchange Contracts and notify you that this has happened
  • Arrange for all monies required to be received from Lender and you
  • Complete purchase
  • Deal with payment of Stamp Duty/Land Tax
  • Deal with application for registration at Land Registry

To see the relevant expertise and qualifications of the Fee Earner dealing with your file, please refer to their individual profile page.

Conveyancer’s Fees and Disbursements

Our fees cover all the work required to complete the purchase of your new home.

This includes dealing with registration at the Land Registry and the payment of Stamp Duty Land Tax (Stamp Duty), if the property is in England, or Land Transaction Tax (Land Tax), if the property is in Wales.

Purchase Price
Costs
VAT (20%)
Search Fees
Final Searches
L R Fee
CHAPS Fee
Total
Up to £100,000
£600
£120
£300
£12
£95
£36
£1,163
Up to £120,000
£700
£140
£300
£12
£230
£36
£1,418
Up to £150,000
£750
£150
£300
£12
£230
£36
£1,478
Up to £200,000
£800
£160
£300
£12
£230
£36
£1,538
Up to £250,000
£850
£170
£300
£12
£330
£36
£1,698
Up to £300,000
£900
£180
£300
£12
£330
£36
£1,758
Up to £350,000
£950
£190
£300
£12
£330
£36
£1,818
Up to £400,000
£1,000
£200
£300
£12
£330
£36
£1,878
Up to £450,000
£1,050
£210
£300
£12
£330
£36
£1,938
Up to £500,000
£1,100
£220
£300
£12
£330
£36
£1,998

Over £500,000:  For properties over £500,000.00 we will charge on a percentage basis of 0.25% with discretion to increase if a more complex or higher risk matter.

Estimated total on a Leasehold purchase up to £100,000.00 is £1,343.00 and up to £500,000.00 is £2,178.00.

Disbursements are costs relating to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. There are certain disbursements which will be set out in the individual Lease relating to the Property.

The disbursements which we anticipate will apply, set out in the table above, are Search Fees, Final Searches and CHAPS Fee which are all inclusive of VAT.

Search Fees include Environmental, Water & Drainage, Coal/Brine and Local Authority Searches on the property. Final Searches include Priority Searches at the Land Registry (OS1 and OS2) and Bankruptcy Searches on each Client. For additional costs, optional searches include further Environmental, further Brine, further Water & Drainage and any other Local Authority Departments, e.g. specific planning enquiries.

There may also be an additional charge of £18.00 inclusive of VAT payable to Legal Marketing Services (LMS) for handling mortgage offers on-line.

For New Build Properties and those utilising the Help to Buy Products there is a discretion to increase the fixed fee.

We do not pay Referral fees for our work.

We reserve the right to use our discretion to increase the legal fees if more complex or higher risk matter

Increased legal fees include , but are not limited to, obtaining Indemnity Insurance Policies, dealing with Gifted Deposits, drafting Declaration of Trusts, Help to Buy ISA’s, drafting Deeds of Covenants, drafting a Statutory Declaration, Key Undertakings, disclosing issues to Lenders and drafting Forms RX1 and RX3 etc.

There are other disbursements relating to Leasehold properties as follows:-

  • Notice of Transfer fee – This fee, if chargeable is set out in the Lease. Often the fee is between £100.00 and £200.00 plus VAT.
  • Notice of Charge fee (if the property is to be mortgaged) – This fee is set out in the Lease. Often the fee is between £100.00 and £200.00 plus VAT.
  • Deed of Covenant fee – This fee is provided by the Management Company for the property and can be difficult to estimate. Often it is between £100.00 and £200.00 plus VAT.
  • Certificate of Compliance fee – To be confirmed upon receipt of the Lease, this is approximately £100.00 plus VAT.

This list is not exhaustive and other disbursements may apply depending on the term of the Lease. We will update you on the specific fees upon receipt and review of the Lease from the Seller’s solicitors.

These fees vary from property to property and can on occasion be significantly more than the ranges given above. We can give you an accurate figure once we have sight of your specific documents.

You should also be aware that ground rent and service charge are likely to apply throughout your ownership of the property. We will confirm the ground rent and the anticipated service charge as soon as we receive this information.

Stamp Duty or Land Tax (on purchase)

This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC’s website. https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/#/intro.  Or if the property is located in Wales by using the Welsh Revenue Authority’s website.  https://beta.gov.wales/land-transaction-tax-calculator.

How long will my purchase take?

How long it will take from your offer being accepted until you can move in to your house will depend on a number of factors. The average process takes between ten to twelve weeks. It can be quicker or slower, depending on the parties in the chain. For example, if you are a first time buyer, purchasing a new build property with a mortgage in principle, it could take twelve weeks. However, if you are buying a Leasehold property that requires an extension of the Lease, this can take significantly longer, between three and four months. In such, a situation additional charges would apply.

Our fee assumes that:-

  • This is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction
  • This is the assignment of an existing Lease and is not the grant of a new Lease
  • The transaction is concluded in a timely manner and no unforeseen complication arise
  • All parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation
  • No indemnity policies are required. Additional disbursements may apply if indemnity policies are required.

Stages of the process

The precise stages involved in the purchase of a residential Leasehold property vary according to the circumstances. However, below are some of the key stages you can expect us to guide you through:-

  • Take your instructions and give you initial advice
  • Check finances are in place to fund purchase and contact Lender if needed
  • Receive and advise on Contract documents
  • Carry out Searches
  • Draft Transfer
  • Advise you on joint ownership
  • Obtain further planning documentation if required
  • Make any necessary enquiries of Seller’s Solicitors
  • Give you advice on all documents and information received
  • Go through conditions of mortgage offer
  • Arrange an appointment to see you to sign the Purchase documentation
  • Obtain pre-completion searches
  • Agree completion date (date from which you own the property)
  • Exchange Contracts and notify you that this has happened
  • Arrange for all monies required to be received from Lender and you
  • Complete purchase
  • Deal with payment of Stamp Duty/Land Tax
  • Deal with application for registration at Land Registry

To see the relevant expertise and qualifications of the Fee Earner dealing with your file, please refer to their individual profile page.

Conveyancer’s Fees and Disbursements

Costs
VAT (20%)
Search Fees
Final Searches
CHAPS Fee
Total
£500
£100
£300
£12
£36
£948

Estimated total on a Freehold/Leasehold re-mortgage is £948.00 plus Land Registry Fee to be determined on the value of the property.

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. In the case of a re-mortgage the Land Registry fee will be determined on the value of the property. We handle the payment of the disbursements on your behalf to ensure a smoother process.

Search Fees include Environmental, Water & Drainage, Coal/Brine and Local Authority Searches on the property. Final Searches include Priority Searches at the Land Registry (OS1 and OS2) and Bankruptcy Searches on each Client. For additional costs optional searches include Further Environmental, Further Brine Further Water & Drainage and any other Local Authority Departments, e.g. specific planning enquiries.

We do not pay Referral fees for our work.

We reserve the right to use our discretion to increase the legal fees if more complex or higher risk matter.

Increased legal fees include , but are not limited to, obtaining Indemnity Insurance Policies, dealing with Gifted Deposits, drafting Declaration of Trusts, Help to Buy ISA’s, drafting Deeds of Covenants, drafting a Statutory Declaration, Key Undertakings, disclosing issues to Lenders and drafting Forms RX1 and RX3 etc.

How long will my re-mortgage take?

How long it will take for your re-mortgage to be completed will depend on a number of factors, the average process takes between 6 to 8 weeks.

Stages of the process

The precise stages involved in the re-mortgage of a residential Freehold/Leasehold property vary according to the circumstances. However, below are some of the key stages you can expect us to guide you through:-

  • Take your instructions and give you initial advice
  • Advice on the re-mortgage documentation received from your Lender
  • Obtain a redemption figure for your existing mortgage
  • Carry out Searches
  • Go through the conditions of the mortgage offer with you
  • Arrange an appointment to see you to sign the documentation
  • Agree completion date (date from which the re-mortgage will commence)
  • Complete all matters on your behalf
  • File application for registration at Land Registry

To see the relevant expertise and qualifications of the Fee Earner dealing with your file, please refer to their individual profile page.

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Julie Oleszczuk

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Credible Testimonials

I received nothing short of a five star service from DRK for a wills and probate matter. The advice, service and communication were excellent from the start of the process to the very end. I wouldn’t hesitate to recommend them for this service. A special thanks to Carole Buckley for all her hard work and patience and also to Simon Masters for his advice, expertise and efforts to speed up the process.”

Client

“Good to deal with a company that ticks all the boxes for us and treats us as a valued customer. Any issues that arise in the future we wont hesitate to contact you for your valued services.”

Client

“I was given a clear outline of what needed to be done as I did not have a clue how to deal with such a sudden unpleasant event in our lives. Great communication and a five star service”

Client

“I am extremely happy with the advice, guidance and service provided. Fee earner was highly professional as well as approachable and easy to talk to. All support staff were fantastic, particularly the Secretaries. I have already recommended you.”

Client